How do you get paid?

Our compensation depends on the services you choose. We are transparent about all fees and
explain them clearly before you decide to move forward. There are no hidden costs, and you’ll
always know what you’re paying and what services are included.

Are you a fiduciary?

Yes. As fiduciaries, we are committed to acting in your best interest at all times. This means our
recommendations are made based on what’s best for you—not commissions or incentives.

What does the process of working together look like?

We begin with a complimentary introductory meeting to understand your goals, concerns, and
priorities. From there, we gather relevant information, develop a personalized plan, and
implement strategies designed to help you move forward with confidence. Ongoing reviews
ensure your plan stays aligned as life changes.

What services are included?

Our services may include retirement planning, investment management, tax-efficient strategies, insurance guidance, estate planning coordination, and ongoing financial support. We’ll outline exactly what’s included based on your individual needs.

How personalized is my financial plan?

Every plan is customized. We take into account your goals, time horizon, risk tolerance, income needs, and overall financial picture—no templates, no one-size-fits-all solutions.

How often will we meet or review my plan?

We typically review your plan at least annually, and more often if life events or market changes occur. You can also reach out anytime with questions or concerns.

Will you work with my CPA or attorney?

Yes. We believe coordination is key. With your permission, we’re happy to collaborate with your other professionals to ensure all areas of your financial life are working together.

Will I be able to see my accounts and progress?

Absolutely. You’ll have access to clear reporting and online tools so you can view your accounts and track progress at any time.

What is a Smartvestor Pro?

A SmartVestor Advisor is a trusted financial professional endorsed by Dave Ramsey who helps people create a plan for saving, investing, and building long-term wealth. They focus on teaching and guidance—not sales pressure—so clients feel confident and supported every step of the way.

Who will I be working with?

You’ll know exactly who your advisor is and who to contact with questions. We believe strongrelationships and consistent communication matter. You’ll know exactly who your advisor is and who to contact with questions. We believe strong relationships and consistent communication matter.